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Published Jul 15, 2026. Prices, plans and specs last checked Nov 5, 2026.
Quick verdict
Lowest listed seat price: ChatGPT Business and Claude Team both start at $20/seat/month billed annually ($25 monthly). Google Workspace teams: Gemini Enterprise Business edition from $21/seat/month connects to Microsoft 365, Google Workspace, HubSpot and Jira. Heavy users: premium seats from ChatGPT and Claude cost $100 annually or $125 monthly. Feature comparison only.
Disclosure: some links on this page may be affiliate or shop links. If you buy through them we may earn a commission at no extra cost to you. This does not change our picks.
Team plans side by side
| ChatGPT Business | Claude Team | Gemini Enterprise | |
|---|---|---|---|
| Standard seat | $25/user/mo, or $20 billed annually | $25/seat/mo, or $20 billed annually | Business edition from $21/seat/mo |
| Premium seat | $125/mo or $100 annually (5x usage, no 5-hour limit) | $125/mo or $100 annually (5x standard usage) | Standard/Plus editions from $30/seat/mo |
| Team size | 2 to 200 users | 2 to 150 users | Not stated in our source |
| Enterprise | Contact sales | Contact sales | Contact sales |
Sources: 9to5AI (ChatGPT, citing OpenAI), Anthropic's pricing page and Google's Gemini subscriptions page, checked Nov 5, 2026. xAI lists a Teams plan and Enterprise on its pricing page but no Teams price.
ChatGPT Business
9to5AI reports Business Standard seats include GPT-6 Sol in Chat and Work and Codex at Plus-like limits, while Premium seats add 5x usage, no five-hour limit and always-on agents called dots. OpenAI offers nonprofits up to a 75% discount on Business or Enterprise.
Claude Team
Anthropic's Team plan, for 2 to 150 people, includes Claude Code and Claude Cowork, Claude Design, Slides and Docs, Microsoft 365 integration, enterprise search across your organization, central billing and single sign-on, per its pricing page.
Gemini Enterprise
Google's Business edition is aimed at small businesses with "no IT setup needed" and can connect to Microsoft 365, Google Workspace, HubSpot, Jira and more. The Standard and Plus editions add higher limits, the option to bring your own agents, and advanced security such as VPC-SC and customer-managed encryption keys.
How to pick for a small business
| Your situation | Start with |
|---|---|
| Already on Google Workspace | Gemini Enterprise Business |
| Software or data team | Claude Team or ChatGPT Business, both with coding tools |
| Mixed team with a few heavy users | Mix standard and premium seats (ChatGPT and Claude allow both) |
| Nonprofit | ChatGPT Business with OpenAI's nonprofit discount |
Run a fair trial
- Pick three real tasks your team does every week.
- Give two or three people access to two tools for two weeks.
- Track time saved and mistakes caught, not just impressions.
- Check admin, billing and data controls with whoever manages IT.
How to choose an AI plan without overpaying
- Start free. Every one of the big four has a free tier. Use it for a week on your real tasks before paying.
- Pay for limits, not logos. Paid plans mostly buy you higher usage limits and access to stronger models. If you rarely hit the free limit, you may not need to pay.
- Check what's bundled. Google AI plans include cloud storage; xAI's plans include X features; Claude's higher tiers include API credits. A bundle you already pay for elsewhere can make one plan much cheaper.
- Use monthly billing first. Switch to annual billing only once you know you'll keep it. Claude's Pro plan, for example, is $17/month billed annually vs $20 monthly.
- Avoid stacking. Many people pay for two or three AI subscriptions that overlap. Pick one main assistant and use free tiers for the rest.
Privacy and work data
Before you paste client data, contracts or code into any AI tool, read its data and training settings. Business and enterprise plans generally add admin controls and stronger data commitments than personal plans, which is one reason companies pay more per seat. If you handle sensitive data, ask your company which tools are approved.
AI plan terms, explained
| Term | What it means |
|---|---|
| Usage limit | How much you can use a tool before it slows you down or asks you to wait; often reset every few hours or weekly |
| Context window | How much text the model can consider at once, measured in tokens (roughly three-quarters of a word each) |
| Tokens | The small chunks of text AI models read and write |
| Agent | An AI that carries out multi-step tasks, such as browsing or editing files, rather than only answering |
| API credits | Prepaid money for developers to call a model from their own apps |
| Seat | One paid user on a team plan |
| Annual billing | Paying for a year up front, usually at a lower monthly rate |
How we keep this comparison fair
We don't accept payment from AI companies for placement, and we don't rank tools on output quality unless we have actually run a documented test. Every price and feature in this article comes from a page we opened on the date shown at the top, and we link each one in the sources list so you can check it yourself. AI plans change quickly: new models arrive every few months, limits change and prices move. When they do, we update the tables and the date. If you see something out of date, tell us in the comments.
Bottom line
Seat prices for the major business AI plans are close, so choose based on where your team already works and which features matter. Google Workspace teams will find Gemini Enterprise easiest. Teams that write code or long documents should trial Claude Team and ChatGPT Business side by side. Start with a few seats, measure the results and expand from there. Mixing standard and premium seats keeps costs down while giving heavy users what they need.
Before you subscribe: cancellation and billing tips
Set a calendar reminder a few days before any renewal date, especially after a free trial or a discounted first month. Cancellation rules differ by company; xAI, for example, says you should cancel at least 24 hours before renewal to avoid another charge. If you pay through an app store, you usually cancel there, not on the company's website. Keep receipts in one email folder so you can see what you pay for at a glance. Prices on most official pages exclude sales tax or VAT, so your card statement may show a slightly higher amount than the list price. If you travel or live outside the US, the price at checkout in your country is the one that applies; OpenAI, for example, bills in US dollars in many countries with local-currency billing only in some.
Pros and cons
Pros
- Seat prices are similar and predictable
- Premium seats for heavy users
- Admin and security controls
Cons
- Usage limits are not fixed numbers
- Enterprise pricing is not public
- Costs grow quickly with team size
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FAQ
What is the cheapest AI plan for a team?
ChatGPT Business and Claude Team both list $20/seat/month billed annually.
Does Gemini have a business plan?
Yes. Gemini Enterprise Business edition starts at $21 per seat per month.
Can I mix seat types?
ChatGPT Business and Claude Team both offer standard and premium seats.
Are there nonprofit discounts?
OpenAI offers nonprofits up to 75% off Business or Enterprise, per 9to5AI.
How we researched this
This is a feature and pricing comparison built from each company's official pricing and product pages, checked on Nov 5, 2026, plus the third-party sources named below. We did not run scored hands-on tests for this article, so we do not rank output quality. Plans, limits and prices change often; confirm on the vendor's site before you subscribe.
Sources
- 9to5AI: ChatGPT plans compared (October 2026)
- Anthropic: Claude pricing
- Google: Google AI plans (Gemini subscriptions)
- xAI: Pricing, compare plans
Published Jul 15, 2026. Sources last checked Nov 5, 2026.
